With an Sb1 Federal Credit Union QuickCA$H Line-of-Credit, getting the extra cash you need has never been easier! A QuickCA$H Line-of-Credit offers you the flexibility you need with affordable repayment terms you want.
A QuickCA$H Line-of-Credit is a flexible, revolving credit line that lets you request a cash advance whenever you need one.
Save yourself the embarrassment of bounced checks. If a check overdraws your Checking Account, we will automatically advance the funds available from your QuickCA$H Line-of-Credit.
With an open-end credit line of $500 to $25,000, you always have access to cash 24 hours-a-day, 7 days-a-week. Just transfer funds from your QuickCA$H Line-of-Credit to your Checking or Savings Account for immediate withdrawal using your VISA Check Card at any of our 32,000 nationwide surcharge-free ATMs.
Save time by clicking the "Apply Now" button to apply online and receive an answer in minutes:
|Personal Loan||As low as 8.99%2||60 months|
|Student Loans (Student Choice)||As low as 6.25%3|| |
|Share Secured||Share Rate +3%||120 months|
|Certificate Secured||Certificate Rate +3%||120 months|
|QuickCA$H Line-of-Credit||12.25%|| |
|VISA Platinum Card||11.88% fixed|| |
|VISA Gold Card||12.96% fixed|| |
|VISA Classic Card||14.88% fixed|| |
|VISA Secured Card||17.90% fixed ($25 Annual Fee)|| |
|1APR = Annual Percentage Rate. Sb1 has a tiered loan rate policy which applies different loan rates to borrowers based upon the borrower's credit history. Rates subject to change at any time.
2Members who want to refinance existing loans must borrow an additional $2500 in new money to qualify for current posted rate.
3Prime market index plus a margin. As of July 1, 2014, the Prime index rate used will be 3.25% through September 30th. The margin rate currently ranges between 3.00% and 5.00% depending on the borrower/co-borrower's credit score at the time of application. The 'floor' rate for the loan will be 6.00%, meaning that your interest rate will never fall below this 'floor' rate.