Credit Cards

A variety of options to meet your needs:

Sb1 provides four great Credit Card options for your needs. Our Gold and Platinum Visa® card feature rewards programs and our lowest rates.

Visa ScoreCard Rewards programs:

Earn cash and prizes with ScoreCard rewards!

View the merchandise you could earn with ScoreCard Rewards >>

The Visa Gold Card allows you to earn points with every purchase that can be used towards travel and gift rewards catalog items. With our Householding feature you can link multiple accounts for purposes of combining and redeeming Bonus Points!

Our Visa Platinum Card reward program doesn't offer points, it offers cash. Unlike other Credit Card cash back programs that only offer certain percentages for certain restricted purchases, our card allows you to earn 1% cash back on all your purchases throughout the year.

Payments are typically paid in April for the entire year. Depending on how heavily you use your Credit Card, the amount can really add up fast.

Standard Credit Card options:

We offer two other cards that have a whole lot to offer. Our Classic Visa Credit Card provides you with access to affordable credit without many of the fees that other processers charge.

If you've never had a credit card before or if you're trying to re-establish your credit our Secured Visa Credit Card is a good option for you to consider. It provides a fixed APR with no application fee and your secured deposit will earn interest.

Apply Now

Balance Transfers

Paying off high interest Credit Card balances? Consolidate those balances with Sb1 and save.

Visa Balance Transfer Form

Why pay more than you have to? Start saving today by transferring the rest of your higher rate credit card debt onto your Sb1 Visa card! Unlike most institutions that charge consumers 3-5% of the balance transferred, Sb1 does not (and never has) charged our members.

It only makes sense to transfer higher rate card balances to Sb1 today!

Consolidate any high interest Credit Card bills that you are paying each month into a single card with Sb1.

With Sb1, making payments is easy via transfers from your other accounts using NetBanker or Telephone Teller.

A printable PDF balance transfer request form is available via the link above. You can also call us at 800.806.9465 to have a copy e-mailed, faxed, or delivered to you by mail.