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Boat, RV, Motorcycle
Recreational Vehicles
Financing is available up to 90% for New and Used Motor Homes with terms of up to 84-months as long as the minimum retail value is $10,000.00 or more. (The value for new RVs is determined by the Manufacturer's Retail Value and by the NADA value for used.)
Motorcycle Loans
New Motorcycle financing is available for up to 100% of the retail value.
Used Motorcycle financing is available for up to 100% of the NADA value.
Minimum loan amount is $2,500.
Maximum term financed is 60 months.
Boat Loans
New boat financing is available for up to 90% of the Manufacturer Retail value.
Used boat financing is available for up to 90% of the NADA value.
Minimum loan is $2,500.
Maximum term financed is 60 months
Rates
New & Used Boat/Watercraft, RV/Motorhome, Motorcycle1
Rates effective starting: 6/19/2013
| Product | APR (As low as)2 | Maximum term |
| New Motorcycle | 3.99% | 60 months |
| Used Motorcycle3 | 4.49% | 60 months |
| New Boat/Watercraft | 3.99% | 60 months |
| Used Boat/Watercraft3 | 4.49% | 60 months |
| New Motor Home/RV | 3.99% | 60 months |
| New Motor Home/RV | 4.99% | 84 months |
| Used Motor Home/RV3 | 4.49% | 60 months |
| Used Motor Home/RV3 | 5.49% | 84 months |
| 1Sb1 has a tiered loan rate policy which applies different loan rates to borrowers based upon the borrower's credit history. Rates subject to change at any time.
Members with existing Sb1 auto loans requesting to lower their current auto loan rate will be subject to a $250.00 loan modification fee. 2APR = Annual Percentage Rate. 3A used vehicle is defined as model years covering the current calendar year and the past 7 calendar years. |
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