We make it easy to get the financing you need, for the car you want! Apply for the auto loan you want in minutes.
We provide financing available up to 100% for new vehicles.
Terms of up to 72-months are available for new vehicle loans over $20,000 or 60-months for New Auto Loans of less than $20,000.
Financing for Used Auto Loans (models up to 7 years old) is available up to 100% for Used vehicles with terms of up to 60-months.
Financing for a Classic automobile is available for up to 90% of the appraised value (as long as it is $10,000.00 or over) with terms of up to 60-months.
|Product||APR (As low as)1||Maximum term|
|New Auto4||2.99%||60 months|
|New Auto||2.99% (purchase only)||72 months ($20,000 minimum)|
|DrivingSensetm New Balloon Auto||4.24%||72 months|
|Used Auto2||3.49%||60 months|
|DrivingSensetm Used Balloon Auto2||4.74%||60 months|
|Classic Auto2||4.49%||60 months|
|1APR = Annual Percentage Rate.
2A used vehicle is defined as model years covering the current calendar year and the past 7 calendar years.
3Sb1 has a tiered loan rate policy which applies different loan rates to borrowers based upon the borrower's credit history. Rates subject to change at any time. Members with existing Sb1 auto loans requesting to lower their current auto loan rate will be subject to a $250.00 loan modification fee.
4Monthly payment example of $287.93 or $19.20 per $1,000 borrowed (including optional payment protection) is based on a new or used $15,000, 60 month auto at 100% Loan to Value at a rate of 2.99% Annual Percentage Rate.