You shouldn't have to pay for the right to have a checking account.

Our Free Checking is really free and it pays out interest.

There are no minimum balance requirements to earn interest with our Checking Account so you'll start earning interest with the first dollar you deposit.

What you'll get:

  • NO Monthly Service Charge
  • NO Minimum Balance Requirements
  • NO Per Check Charges
  • PAYS High Dividends
  • FREE VISA Rewards Check Card (Click here to view rewards)
  • Overdraft Protection
  • 150 FREE Checks

Open A Checking Account Online


Online Switch Kit 

Visa Rewards Check Card

Get rewarded for using your Sb1 Visa Check Card.

Earn 1 point for every $2 you spend. Then redeem your points for gift and travel items. Use your check card for everyday purchases, cashback at retail locations, and to pay monthly and recurring bills. To earn points, make sure you choose CREDIT and sign a receipt with every purchase. 


The card that works like a check plus:

  • You'll have ATM access with no Sb1 Federal Credit Union ATM usage fee at CU$ and Alliance One ATMs
  • You can carry less cash - save on ATM cash - withdrawal surcharges.
  • It's faster and easier than writing a check - wherever Visa is accepted.
  • No I.D. required, no waiting for check approval.
  • Payment is automatically deducted from your Sb1 Share Draft/Checking account.
  • You'll enjoy access to your credit union checking account at more than 10 million locations worldwide.
  • It's smart, safe, convenient, easy to use.

Visa Check Card application

The check card that's safer than cash and has no Sb1 ATM usage fee.

Your Sb1 Check Card works like cash at restaurants, grocery stores, gas stations, and more - anywhere Visa is accepted. You'll never have to worry about carrying too much cash or running out of cash.

Surcharge-Free ATM access is available when you use your Sb1 Visa® Rewards Check Card.

find a surcharge-Free ATM location

Has your card been lost or stolen?

View procedures for lost or stolen Visa cards.